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Guaranteed Same Day Payday Loan – What You Should Know

Guaranteed Same Day Payday Loan
Anna Smith

Looking for Guaranteed Same Day Payday Loan? A recent report in the Payday Lending in America series published that approximately 12 million people turn to payday loans to quickly access cash. These loans usually come with high fees and interest. Payday loans are also known by other names, such as cash advance loans and check loans. People apply for payday loans for different reasons. But before you think about using a payday loan, make sure you fully understand all the features related to it.

Payday loans usually do not consist of large amounts, but about $ 500. They generally have higher fees and interest rates than other types of loans. For example, a typical two-week payday loan, with a fee of $ 15 per $ 100, would have an annual percentage rate (APR) of almost 400%. Borrowers generally promise to repay the loan with their next salary. In some cases, the loan is structured through payments over a longer period.

You can receive loan funds in the form of cash or a check, loaded onto a prepaid debit card, or electronically deposited into your checking account. To repay the loan, you generally have to give the lender authorization to access your account or sign a post-dated check.

You may have alternatives to expensive payday loans. Some credit unions offer a less expensive loan product for their clients, especially if they have direct deposit or stable credit history.

A payday loan is a small, short-term, high-interest, unsecured loan. In many cases, consumers write a post-dated personal check for the advanced amount, plus a fee.

Summary on Guaranteed Same Day Payday Loan

  • You can get same day payday loan total of $ 700 or 30% of your gross monthly income, whichever is less.
  • Your information will be recorded in a statewide database, ensuring that all payday lenders have your loan information up to date.
  • You can only take 8 loans per 12-month period.
  • If you are unable to repay the loan before your loan is due, you can request a repayment plan with no additional fees.
  • If you currently have a repayment plan, you cannot receive another loan.
  • Lenders cannot be annoying or intimidating when collecting a loan. If you are being harassed, contact DFI and file a complaint.
  • Maximum Loan Amounts and Washington Terminology
  • Maximum Loan Term: 45 days
  • Maximum Loan Amount: $ 700 or 30% of your gross monthly income, whichever is less
  • Maximum Fee: 15% on the first $ 500 and 10% for more than $ 50
  • Internet Payday Lenders

Internet payday lenders doing business with Washington residents must be licensed by the DFI and comply with Washington loan limits and conditions. Before doing business with an Internet payday lender, make sure they are licensed by the DFI.

Know Your Rights

  • Any payday loans obtained from a lender that are not licensed with the DFI, and that are not repaid to the lender, cannot be collected by the lender and the lender cannot initiate legal action in Washington State to collect the debt.
  • You have the right to change your mind about the loan within one day.
  • You have the right to know all the costs involved. You also have the right to a payment plan.
  • A payday lender cannot threaten criminal prosecution as a method of collecting an overdue loan.
  • A payday lender cannot allow a borrower to use a new payday loan to pay off an existing payday loan from the same lender or an affiliate of the lender.
  • Under Truth-in-Lending, the cost of credit must be disclosed. Among other information, you should receive information showing financial charges and the annual percentage rate (APR). The APR tells you the cost of your loan. For example, a 14-day loan for $ 500, with the maximum rate allowed by law, would have an APR of 391.07%.

The Security Features of a No-Fax Payday Loan Online

When you apply for an instant payday loan with the help of our payday advance finder services, your payday application data is stored using the latest encryption and security measures available.

Additionally, we are constantly checking, verifying, and updating our physical and online security practices to keep application data secure online on payday.

When you need a payday loan or no credit before your cash check, rest easy knowing that your personal loan details are safe with us.

You understand that when you need an emergency payday loan, you don’t have time to wait for approval to receive your cash. You also don’t have to worry about the security of your payday loan application.

When you request or ask us questions online or on the phone we will soon contact a payday advance lender who can get you the no credit check before payday you need right away.

If you qualify for an unsecured personal loan, the lender will connect you with the willingness to have funds deposited into your checking or savings account in as little as 2 hours.

We keep your data without faxing secure payday loan with 128-bit to 256-bit SSL.

Instant payday loans are completely online, fast, convenient, and available 24/7. When you need a payday loan without faxing or salary advances, rest easy knowing that we are here.

Why is Our Payday Loan Service so Unique?

A very high percentage of our applications from customers who approve you, get your money in just a few hours. This gives you a great advantage in saving time and energy. The structure of our website is intended to take the guesswork out of figuring out which payday lender is best for your situation. Applications are submitted to a long list of lenders, one payday loan lender at a time.

If the first payday advance lender accepts the request from other lenders you will not see it. If a cash advance lender declines or there is a computer error, the application is then submitted to the direct lender next online.

The application continues through a competitive list of lenders until you find the perfect lender fit for your situation. All in 10-20 seconds.

Approved payday loan applicants are immediately informed that they qualify for a payday or personal loan.

Then, when approved, you will need to sign an electronic document online for signature verification to allow payday funds to be connected to your account.

The agreements are between you and the payday lender or the approval of a personal loan and not. Always read the agreements that receive attention.

Instant payday loans without faxing or credit tests!

Apply for a fast cash loan through us, and there is a chance that you could get your extra cash sometime within a couple of hours or the same business day!

We are dedicated to finding a loan or installment loan payday lender for your cash advance needs that can provide you with the money you need when you need it most.

Anna Smith

Anna Smith is a fitness and health specialist offering advice on fitness and healthy living wisdom that she practices to keep looking healthy and attractive. She has been in the health and beauty field for 5-years. She’s an author, fitness expert, health professional and has studied and researched hundreds of books. Her knowledge of diets can improve health incredibly, and has helped numerous men and women transform their lives.

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